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News Slideshows (09/16/2020 - #vlrPhone #vlrFilter #vlrMemos)


  • 1/27   News Photos Slideshows
    PEOPLE TOPIC NEWS

    News Photos Slideshows - Hot Trends - Click on the image to view in augmented reality or in stereo 3D

    News Photos Slideshows - Hot Trends - Click on the image to view in augmented reality or in stereo 3D


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  • 2/27   Press Review #voip #hearingloss
    TECHNOLOGY TOPIC NEWS

    

 - Helping those who can't hear over the phone - Sandusky Register   More Information - New 'LE Audio' Standard Will Be a Game Changer for Hearing Aids - PCMag.com   More Information - Contact Center Agents: WFH Trouble Spots - No Jitter   More Information - Olive Smart Ear Review - PCMag   More Information - Global Hearing Aids Market: Consumer Behavior Analysis by Countries, Buying Pattern Analysis, Demographics, Trends Analysis, Survey Findings and Results, Leading Companies and their Market Strategies - PRNewswire   More Information - Ooma Inc (OOMA) Q2 2021 Earnings Call Transcript - Motley Fool   More Information - Oblato Biotech Company Acquires Hearing Loss Drug Discovered by Hough Ear Institute Scientists - PRNewswire   More Information - Analog Phones: No Plans for Extinction - No Jitter   More Information - WIDEX MOMENT™ Hearing Aid is Now Available - PRNewswire   More Information - Hearing Aids Market to Garner $11.73 Bn, Globally, by 2025 at 6.6% CAGR, Says Infinium Global Research - PRNewswire   More Information - Eargo Dials Up Service & Support For All Those With Hearing Loss During Coronavirus (COVID-19) Emergency - PRNewswire   More Information - 2022 Forecasts on Hearing Aid Devices (Equipment) Market Overview & Analysis by TBRC - PRNewswire   More Information - On World Hearing Day, Find Out if Hearing Loss Affects You - PRNewswire   More Information - Eargo Announces the Neo HiFi, Revolutionary New Hearing Loss Solution - PRNewswire   More Information - Eargo Announces $71 Million Series E Financing - PRNewswire   More Information - The First Hearing Aid That Doesn't Sound Like a Hearing Aid - Just Better Hearing - PRNewswire   More Information - Sound Pharma advances pivotal Phase 3 clinical trials in Meniere's Disease - PRNewswire   More Information - Cutting through the noise about over-the-counter hearing aids - PRNewswire   More Information - Consumers need a clear choice with “deals” to drop landlines - Northeast Valley News   More Information - As surgeries resume, pediatric cochlear implantation can now be done as young as 9 months - PRNewswire   More Information


Did you see the #crowdfunding campaign that @whmsoft will start? #tailored #3d #vr #audio.
Please share and comment. Campaign link:



vlrFilter Project #kickstarter

    - Helping those who can't hear over the phone - Sandusky Register
       More Information

    - New 'LE Audio' Standard Will Be a Game Changer for Hearing Aids - PCMag.com
       More Information

    - Contact Center Agents: WFH Trouble Spots - No Jitter
       More Information

    - Olive Smart Ear Review - PCMag
       More Information

    - Global Hearing Aids Market: Consumer Behavior Analysis by Countries, Buying Pattern Analysis, Demographics, Trends Analysis, Survey Findings and Results, Leading Companies and their Market Strategies - PRNewswire
       More Information

    - Ooma Inc (OOMA) Q2 2021 Earnings Call Transcript - Motley Fool
       More Information

    - Oblato Biotech Company Acquires Hearing Loss Drug Discovered by Hough Ear Institute Scientists - PRNewswire
       More Information

    - Analog Phones: No Plans for Extinction - No Jitter
       More Information

    - WIDEX MOMENT™ Hearing Aid is Now Available - PRNewswire
       More Information

    - Hearing Aids Market to Garner $11.73 Bn, Globally, by 2025 at 6.6% CAGR, Says Infinium Global Research - PRNewswire
       More Information

    - Eargo Dials Up Service & Support For All Those With Hearing Loss During Coronavirus (COVID-19) Emergency - PRNewswire
       More Information

    - 2022 Forecasts on Hearing Aid Devices (Equipment) Market Overview & Analysis by TBRC - PRNewswire
       More Information

    - On World Hearing Day, Find Out if Hearing Loss Affects You - PRNewswire
       More Information

    - Eargo Announces the Neo HiFi, Revolutionary New Hearing Loss Solution - PRNewswire
       More Information

    - Eargo Announces $71 Million Series E Financing - PRNewswire
       More Information

    - The First Hearing Aid That Doesn't Sound Like a Hearing Aid - Just Better Hearing - PRNewswire
       More Information

    - Sound Pharma advances pivotal Phase 3 clinical trials in Meniere's Disease - PRNewswire
       More Information

    - Cutting through the noise about over-the-counter hearing aids - PRNewswire
       More Information

    - Consumers need a clear choice with “deals” to drop landlines - Northeast Valley News
       More Information

    - As surgeries resume, pediatric cochlear implantation can now be done as young as 9 months - PRNewswire
       More Information


    Did you see the #crowdfunding campaign that @whmsoft will start? #tailored #3d #vr #audio. Please share and comment. Campaign link:

    WhmSoft

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  • 3/27   PHOTOS: Fluorescent turtle embryo wins forty-fifth annual Nikon Small World Competition

    The winners of the 45th annual competition showcase a spectacular blend of science and artistry under the microscope.

    The winners of the 45th annual competition showcase a spectacular blend of science and artistry under the microscope.


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  • 4/27   7 tax scams to watch out for this year

    In case wringing your hands over the tax man weren’t enough, criminals are out there trying to swipe your hard-earned cash and personal information from right under your nose.

    In case wringing your hands over the tax man weren’t enough, criminals are out there trying to swipe your hard-earned cash and personal information from right under your nose.


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  • 5/27   Mother Angry After School's Robocall Keeps Mispronouncing Daughter's Name As A Racial Slur

    The daughter's name is Nicarri.

    The daughter's name is Nicarri.


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  • 6/27   What the CIA thinks of your anti-virus program

    PARIS (AP) — Peppering the 8,000 pages of purported Central Intelligence Agency hacking data released Tuesday by WikiLeaks are reviews of some of the world's most popular anti-virus products.

    PARIS (AP) — Peppering the 8,000 pages of purported Central Intelligence Agency hacking data released Tuesday by WikiLeaks are reviews of some of the world's most popular anti-virus products.


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  • 7/27   Google Patents Sticky Car Hood to Trap Pedestrians in a Collision

    The patent calls for a giant sticker to be placed on the front end of a vehicle, with a special coating over the layer that is only broken when something collides with the vehicle, exposing the adhesive and helping the colliding object to remain on the vehicle.  The idea is to prevent a pedestrian from being thrown after the impact and potentially sustaining even more injuries.

    The patent calls for a giant sticker to be placed on the front end of a vehicle, with a special coating over the layer that is only broken when something collides with the vehicle, exposing the adhesive and helping the colliding object to remain on the vehicle. The idea is to prevent a pedestrian from being thrown after the impact and potentially sustaining even more injuries.


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  • 8/27   Relax, Your Instagram Feed Likely Won't Change Tomorrow

    Relax, your Instagram feed likely isn't changing tomorrow.The great "Insta-freakout" of 2016 was unleashed this morning by a slew of celebrities, bloggers and social media aficionados after they alerted followers to turn on post notifications for future access to their photos, videos and messages. ...

    Relax, your Instagram feed likely isn't changing tomorrow.The great "Insta-freakout" of 2016 was unleashed this morning by a slew of celebrities, bloggers and social media aficionados after they alerted followers to turn on post notifications for future access to their photos, videos and messages. ...


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  • 9/27   'Hack the Pentagon' and get paid legally in new program

    Attention hackers: Time to re-watch “WarGames” and crack your knuckles, the Pentagon is about to pay you to break into some government systems.

    Attention hackers: Time to re-watch “WarGames” and crack your knuckles, the Pentagon is about to pay you to break into some government systems.


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  • 10/27   Elon Musk's Hyperloop Vision Could Be Ready for Passengers by 2018

    The Hyperloop, Elon Musk's vision of launching humans through pods inside a high-speed transportation system, could be ready for passengers by 2018, according to a company building a transportation track in California.  One company working to make Musk's vision a reality, Hyperloop Transportation Technologies, said it has filed for construction permits in Quay Valley, California, for a 5-mile track.  'We are announcing the filing of the first building permit to Kings County to the building of the first full-scale hyperloop, not a test track,' Bibop Gresta, the chief operating officer of Hyperloop Transportation Technologies, said today at the World Economic Forum in Davos, Switzerland, during a CNBC/TradeShift event.

    The Hyperloop, Elon Musk's vision of launching humans through pods inside a high-speed transportation system, could be ready for passengers by 2018, according to a company building a transportation track in California. One company working to make Musk's vision a reality, Hyperloop Transportation Technologies, said it has filed for construction permits in Quay Valley, California, for a 5-mile track. 'We are announcing the filing of the first building permit to Kings County to the building of the first full-scale hyperloop, not a test track,' Bibop Gresta, the chief operating officer of Hyperloop Transportation Technologies, said today at the World Economic Forum in Davos, Switzerland, during a CNBC/TradeShift event.


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  • 11/27   Avowed Apple Fan Jeb Bush Realizes His Apple Watch Can Take Phone Calls

    Jeb Bush's love of Apple products has been widely documented, and the Republican presidential candidate continues to wear his Apple Watch on the campaign trail. Yesterday, in a meeting with The Des Moines Register editorial board documented by USA Today, Bush stumbled upon a feature he didn’t realize his smartwatch was capable of: taking phone calls. Somehow Bush managed to take a call without picking up his iPhone, and the sound of a person’s voice saying hello breaks through the meeting noise, to which Bush responds, “My watch can’t be talking.”

    Jeb Bush's love of Apple products has been widely documented, and the Republican presidential candidate continues to wear his Apple Watch on the campaign trail. Yesterday, in a meeting with The Des Moines Register editorial board documented by USA Today, Bush stumbled upon a feature he didn’t realize his smartwatch was capable of: taking phone calls. Somehow Bush managed to take a call without picking up his iPhone, and the sound of a person’s voice saying hello breaks through the meeting noise, to which Bush responds, “My watch can’t be talking.”


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  • 12/27   Man Proposes by Text Message While Stranded at Chicago's O’Hare Airport

    An Arizona man waiting to fly home to propose to his girlfriend was forced to propose to her via text message after spending 50 hours stranded at Chicago’s O’Hare International Airport.  Danny Roderique, of Phoenix, had the diamond engagement ring in his pocket but the delay got in the way of the proposal he’d planned.  “I’ve been stranded now in the airport for 50 hours,” Roderique told a reporter from ABC affiliate WLS-TV while still waiting at O’Hare on Monday.

    An Arizona man waiting to fly home to propose to his girlfriend was forced to propose to her via text message after spending 50 hours stranded at Chicago’s O’Hare International Airport. Danny Roderique, of Phoenix, had the diamond engagement ring in his pocket but the delay got in the way of the proposal he’d planned. “I’ve been stranded now in the airport for 50 hours,” Roderique told a reporter from ABC affiliate WLS-TV while still waiting at O’Hare on Monday.


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  • 13/27   Twitter Warns Some Users Over Possible Government Hacking

    It's unclear how many people received a letter from Twitter.  In October, Facebook said it would begin issuing alerts to users who the social network believes are being targeted by state-sponsored hackers, according to a message posted by Alex Stamos, Facebook's chief security officer.

    It's unclear how many people received a letter from Twitter. In October, Facebook said it would begin issuing alerts to users who the social network believes are being targeted by state-sponsored hackers, according to a message posted by Alex Stamos, Facebook's chief security officer.


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  • 14/27   Facebook Notifications Get Even More Personal

    Facebook notifications may now be your first stop in the morning to catch up on everything from friends' news to weather, sports scores and what to expect later in the day.  The social network announced this week it will be rolling out expanded, personalized notifications in the Facebook across iOS and Android devices for users in the United States.  The mobile update is bringing a set of new card-like notifications that will include information such as sports scores for teams you have liked, TV shows, weather information and friends' life events, among other updates.

    Facebook notifications may now be your first stop in the morning to catch up on everything from friends' news to weather, sports scores and what to expect later in the day. The social network announced this week it will be rolling out expanded, personalized notifications in the Facebook across iOS and Android devices for users in the United States. The mobile update is bringing a set of new card-like notifications that will include information such as sports scores for teams you have liked, TV shows, weather information and friends' life events, among other updates.


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  • 15/27   How to Tell Which Apps Are Draining Your iPhone Battery

    Some iOS 9 users have complained Facebook's app has been excessively eating away at their battery life, even when the background app refresh setting is disabled.  It's unclear what possible issue may be causing the battery drain.  Tapping the list will show how much of the battery drain was spent when the app was running in the background.

    Some iOS 9 users have complained Facebook's app has been excessively eating away at their battery life, even when the background app refresh setting is disabled. It's unclear what possible issue may be causing the battery drain. Tapping the list will show how much of the battery drain was spent when the app was running in the background.


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  • 16/27   Armed Robbery Suspect Tries Using Uber as Getaway Car, Police Say

    A 23-year-old man suspected of armed robbery tried to take an Uber car to help him get away after he held up a store outside Baltimore, police said.  The suspect, Dashawn Terrell Cochran, was at a store in Parkville, Maryland, early Wednesday morning when he allegedly took a bottle of Tylenol cold medicine to the register, the Baltimore County Police Department said.  Cochran was seen getting into the back of a silver Lexus, and when officers pulled the car over, the driver said he was an Uber driver, police said.

    A 23-year-old man suspected of armed robbery tried to take an Uber car to help him get away after he held up a store outside Baltimore, police said. The suspect, Dashawn Terrell Cochran, was at a store in Parkville, Maryland, early Wednesday morning when he allegedly took a bottle of Tylenol cold medicine to the register, the Baltimore County Police Department said. Cochran was seen getting into the back of a silver Lexus, and when officers pulled the car over, the driver said he was an Uber driver, police said.


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  • 17/27   Drone Popularity Draws Concern From Pilots, Federal Officials

    Roughly 700,000 drones are expected to be sold in the United States this year, according to the Consumer Electronics Association.  The Federal Aviation Administration plans to meet with Walmart, which has 19 different kinds of drones for sale on its website, to teach salespeople about what it should tell its customers about safe drone operation.  The Consumer Electronics Association projects the U.S. drone market to climb above $100 million in revenue this year, an increase of more than 50 percent from last year’s total.

    Roughly 700,000 drones are expected to be sold in the United States this year, according to the Consumer Electronics Association. The Federal Aviation Administration plans to meet with Walmart, which has 19 different kinds of drones for sale on its website, to teach salespeople about what it should tell its customers about safe drone operation. The Consumer Electronics Association projects the U.S. drone market to climb above $100 million in revenue this year, an increase of more than 50 percent from last year’s total.


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  • 18/27   Carly Fiorina: Why She Wants Everyone to Throw Out Their Flip Phones

    Carly Fiorina is putting flip phone users on notice: You’re going to have to upgrade under a President Fiorina.  “How many of you have a flip phone?” Fiorina recently asked a town hall in South Carolina.  It’s all part of a vision the Republican presidential candidate has to give citizens a direct line of communication – literally – to the president.

    Carly Fiorina is putting flip phone users on notice: You’re going to have to upgrade under a President Fiorina. “How many of you have a flip phone?” Fiorina recently asked a town hall in South Carolina. It’s all part of a vision the Republican presidential candidate has to give citizens a direct line of communication – literally – to the president.


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  • 19/27   How a 'Programming Error' Led to an Oregon Couple's $2 Million Cell Phone Bill

    A couple in Oregon say they spent 10 months trying to clear up a whopping $2 million phone bill, which they say has prevented them from buying the home of their dreams.  Ken Slusher and his girlfriend, of Damascus, Oregon, have a balance of $2,156,593.64 on a Verizon Wireless bill that was for a wireless account that they opened in November.  'Yeah, it's been very stressful to say the least,' Slusher told KPTV.com.

    A couple in Oregon say they spent 10 months trying to clear up a whopping $2 million phone bill, which they say has prevented them from buying the home of their dreams. Ken Slusher and his girlfriend, of Damascus, Oregon, have a balance of $2,156,593.64 on a Verizon Wireless bill that was for a wireless account that they opened in November. 'Yeah, it's been very stressful to say the least,' Slusher told KPTV.com.


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  • 20/27   Social media welcomes Pope Francis to the United States

    Pope Francis gets the social media treatment upon arriving in the U.S. Tuesday.  As Pope Francis’s flight touched down in Washington, D.C. on Tuesday, Twitter unveiled a new batch of emojis created for the highly anticipated papal visit.  Until his departure from the United States on Sunday, Twitter users chronicling the Catholic leader’s East Coast journey will be able to include a cartoon image of the Pope’s face in front of the American flag on all Pope-related tweets by using the hashtag #PopeinUS.

    Pope Francis gets the social media treatment upon arriving in the U.S. Tuesday. As Pope Francis’s flight touched down in Washington, D.C. on Tuesday, Twitter unveiled a new batch of emojis created for the highly anticipated papal visit. Until his departure from the United States on Sunday, Twitter users chronicling the Catholic leader’s East Coast journey will be able to include a cartoon image of the Pope’s face in front of the American flag on all Pope-related tweets by using the hashtag #PopeinUS.


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  • 21/27   Amid Pacific naval arms race, U.S. defense chief pledges billions more for ships
    TECHNOLOGY TOPIC NEWS

    Defense Secretary Mark Esper said the Navy would boost spending to Reagan-era levels.

    Defense Secretary Mark Esper said the Navy would boost spending to Reagan-era levels.


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  • 22/27   Powerful, drenching Sally makes landfall as Category 2 hurricane, batters Gulf Coast: 'It's just a nightmare'
    TECHNOLOGY TOPIC NEWS

    Hurricane Sally made landfall early Wednesday as a Category 2 storm near Gulf Shores, Alabama, the National Hurricane Center said.

    Hurricane Sally made landfall early Wednesday as a Category 2 storm near Gulf Shores, Alabama, the National Hurricane Center said.


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  • 23/27   Las Vegas Home-Price Surge Spotlights Disconnect in U.S. Economy
    TECHNOLOGY TOPIC NEWS

    (Bloomberg) -- Nowhere is the widening gap between real estate and the real economy more apparent than in Las Vegas, where tourism is in ruins, wages are plunging and home prices just keep rocketing higher.The median price for a single-family house in August jumped almost 10% from a year earlier to $335,000, according to a report from the Las Vegas Realtors. By comparison, annual price growth in February, the month before Covid 19 emptied out casinos, hotels and restaurants, was 6.7%.For buyers from high-cost markets in California or New York, drawn by record-low mortgage rates and Nevada’s lack of income tax, a wager on a Vegas home looks like a sure thing right now. But in less than a year, those bets could sour as owners resell those properties and send prices falling.Among large U.S. housing markets, Las Vegas is the riskiest by a wide margin, according to an analysis by CoreLogic Inc., which projects that by next July, prices will be down by 7.8%. So far, values have been pushed up by a shortage of supply, with available listings falling 40% in August from a year earlier.“A lot of sellers are asking me the same question: How is my neighbor’s house going under contract in two days, but I pick up the local newspaper and it’s all doom and gloom for the economy?” Shay Stein, a Redfin agent in Las Vegas, wrote in a blog post. “It’s because there’s so much more demand than supply.”In the second quarter of 2020, 46.3% of Redfin.com users searching for homes in the Las Vegas area were from out of state, making it the third most popular destination for people looking to move to a different part of the country. Las Vegas is perennially popular for people moving away from expensive parts of the country.Distressed SalesFrank Nothaft, chief economist at CoreLogic, forecasts that over the next year, Vegas will no longer have a scarcity of listings. Unemployed homeowners may be forced to sell at distressed prices when the federal mortgage forbearance program expires for many borrowers in March, Nothaft said. The Vegas area’s jobless rate was 16.4% in July, almost four times the level of a year earlier.Also, if a vaccine begins to get the virus under control, owners who have been staying put during the pandemic may decide to sell, he said.Las Vegas prices are increasingly out of line with incomes that were slashed by the pandemic shutdowns, Nothaft said. Still, he doesn’t expect the outcome to be as bad as the 2008 crash.“I expect price declines to be temporary,” he said. “They will turn around and start to rise gradually after that.”Meanwhile, Tony Vane, a Realtor with Berkshire Hathaway Nevada Properties, has 13 houses under contract and may have to farm out business to other agents because he has so many showings on weekends, including customers from out of state who come by car and by plane.One of his listings, a four-bedroom house with a swimming pool and room for a recreational vehicle, drew 15 offers in three days and sold for $360,500 -- $11,500 above the asking price, he said.“It has just been gangbusters,” Vane said.(Updates with interest from out-of-state buyers in sixth paragraph.)For more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.

    (Bloomberg) -- Nowhere is the widening gap between real estate and the real economy more apparent than in Las Vegas, where tourism is in ruins, wages are plunging and home prices just keep rocketing higher.The median price for a single-family house in August jumped almost 10% from a year earlier to $335,000, according to a report from the Las Vegas Realtors. By comparison, annual price growth in February, the month before Covid 19 emptied out casinos, hotels and restaurants, was 6.7%.For buyers from high-cost markets in California or New York, drawn by record-low mortgage rates and Nevada’s lack of income tax, a wager on a Vegas home looks like a sure thing right now. But in less than a year, those bets could sour as owners resell those properties and send prices falling.Among large U.S. housing markets, Las Vegas is the riskiest by a wide margin, according to an analysis by CoreLogic Inc., which projects that by next July, prices will be down by 7.8%. So far, values have been pushed up by a shortage of supply, with available listings falling 40% in August from a year earlier.“A lot of sellers are asking me the same question: How is my neighbor’s house going under contract in two days, but I pick up the local newspaper and it’s all doom and gloom for the economy?” Shay Stein, a Redfin agent in Las Vegas, wrote in a blog post. “It’s because there’s so much more demand than supply.”In the second quarter of 2020, 46.3% of Redfin.com users searching for homes in the Las Vegas area were from out of state, making it the third most popular destination for people looking to move to a different part of the country. Las Vegas is perennially popular for people moving away from expensive parts of the country.Distressed SalesFrank Nothaft, chief economist at CoreLogic, forecasts that over the next year, Vegas will no longer have a scarcity of listings. Unemployed homeowners may be forced to sell at distressed prices when the federal mortgage forbearance program expires for many borrowers in March, Nothaft said. The Vegas area’s jobless rate was 16.4% in July, almost four times the level of a year earlier.Also, if a vaccine begins to get the virus under control, owners who have been staying put during the pandemic may decide to sell, he said.Las Vegas prices are increasingly out of line with incomes that were slashed by the pandemic shutdowns, Nothaft said. Still, he doesn’t expect the outcome to be as bad as the 2008 crash.“I expect price declines to be temporary,” he said. “They will turn around and start to rise gradually after that.”Meanwhile, Tony Vane, a Realtor with Berkshire Hathaway Nevada Properties, has 13 houses under contract and may have to farm out business to other agents because he has so many showings on weekends, including customers from out of state who come by car and by plane.One of his listings, a four-bedroom house with a swimming pool and room for a recreational vehicle, drew 15 offers in three days and sold for $360,500 -- $11,500 above the asking price, he said.“It has just been gangbusters,” Vane said.(Updates with interest from out-of-state buyers in sixth paragraph.)For more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.


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  • 24/27   Fire-weary residents in the West are getting snippets of good news - but thousands of acres are still burning
    TECHNOLOGY TOPIC NEWS

    Evacuation orders were reduced as officials gained more control over fires in southern Oregon and northern California, but home loss is significant

    Evacuation orders were reduced as officials gained more control over fires in southern Oregon and northern California, but home loss is significant


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  • 25/27   Worldwide Fish Oil Industry to 2027 - Featuring Omega Protein, FMC & Copeinca Among Others
    TECHNOLOGY TOPIC NEWS

    The "Fish Oil Market by Species and Aquaculture, Animal Nutrition & Pet Food, Pharmaceuticals, Supplements & Functional Food and Others: Global Opportunity Analysis and Industry Forecast, 2021-2027" report has been added to ResearchAndMarkets.com's offering.

    The "Fish Oil Market by Species and Aquaculture, Animal Nutrition & Pet Food, Pharmaceuticals, Supplements & Functional Food and Others: Global Opportunity Analysis and Industry Forecast, 2021-2027" report has been added to ResearchAndMarkets.com's offering.


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  • 26/27   The Capital Note: Semiconductors, Social Distancing & Scientific Stagnation
    TECHNOLOGY TOPIC NEWS

    Welcome to the Capital Note, a newsletter about business, finance and economics. On the menu today: semiconductors, social distancing & scientific stagnation.NvidiaMoore’s Law, according to which computing power doubles roughly every two years, has long been the backbone of technological innovation. Smartphones and lightweight laptops were made possible by the steady downsizing of microchips, and, more recently, computationally intensive artificial intelligence-algorithms have gained widespread use thanks to advances in computing power.While Gordon Moore was referring to central processing units (CPUs), the growth in computing power over the past decade has been driven by graphics processing units (GPUs). Initially intended for graphics-intensive games, GPUs now have the processing power needed for a wide range of AI applications and have thus displaced older chip technologies.Naturally, the two GPU producers — Nvidia and AMD — have profited handsomely.Now, Nvidia has agreed to a $40 billion purchase of Arm Holdings, a British chip designer owned by Softbank. Arm designs smartphone processors for Apple, Samsung, and a number of chipmakers.The deal amounts to a coup in the ever-important microchip industry, as a dominant manufacturer will have its hands on the processor designs used by numerous competitors.In a letter to the Financial Times, Arm’s founder objected to the deal:> Firstly, it will lead to inevitable job losses in Cambridge, where 2,500 people are employed, as the HQ will move to Silicon Valley. Nvidia bought the Bristol-based company Icera in 2011 and subsequently in 2015 sacked all 300-plus UK-based staff.> > Secondly, it will destroy Arm’s neutrality and even-handedness to over 500 licensees all over the world, including European companies which are competitors of Nvidia.> > Thirdly, it will make Arm a division of an American company to which the US Cfius regulations apply. This means that the American president can decide which companies Arm is allowed to sell to worldwide. This raises the vital issue of technology sovereignty which the UK and Europe have suffered from for many years.It remains to be seen how British regulators will respond. The French government recently stepped in to bail out LVMH of its acquisition of Tiffany; Downing Street could follow suit to protect one of its national champions in tech.In any event, Arm will change hands in the near future. After the ill-fated WeWork IPO, Softbank needs the cash.-- D.T.Work from HomeIn yesterday’s Capital Note, I wrote how JP Morgan Chase had found that working from home came with a productivity cost, notably (mysteriously!) on Mondays and Fridays.What I didn’t add (but could have) was that the bank had told senior employees in its sales and trading operation that they and their teams must return to the office by September 21.Not long after I had written that, this was revealed (via ABC):> A number of JPMorgan Chase traders have been sent home after employees tested positive for COVID-19, less than a week into the bank's push to start bringing its workers physically back into the office.> > JP Morgan has been “managing individual cases (of employees testing positive) across the firm over the course of the last few months and following appropriate protocols when they occur," bank spokesman Brian Marchiony said Tuesday. He declined to say how many had tested positive.> > New York-based JPMorgan has been insisting its traders and senior management return to their physical offices, setting a required start date of Sept. 21.> > President Donald Trump last week tweeted congratulations to the bank for its push, saying that it was ordering “everyone BACK TO OFFICE.” JPMorgan, however, never had plans to reopen its entire office or return all workers to a physical location.> > Marchiony declined to say whether JPMorgan would continue its push to reopen the offices or what percentage of its workforce of about 257,000 was now working physically in branches and offices.Looking at the details of the story, it involves positive tests “over the course of the last few months,” so, presumably, from a period largely preceding the more general “back to the office” instruction, which, of course, doesn’t formally take effect until September 21, although doubtless it will have been anticipated by quite a few staff.I suspect that this is what the new normal will look like for a while. People will start returning to work in greater numbers, and while companies will (for reasons of self-interest and, I would hope, more) have a strong reason to take steps to protect their employees, there will, in the end, only be so much that can be done. There are going to be outbreaks from time to time, which will then have to be managed.This is what working with the coronavirus is going to have to look like. Shutting down large swaths of the economy until a vaccine is widely available is not a viable option, and working from home will, in many cases, prove increasingly impractical for business as time goes by.Meanwhile The Economist has taken a look at the future of the office. Some of the data are interesting:> Some 84% of French office workers are back at their desks, but less than 40% of British ones are. Jack Dorsey, the head of Twitter, says the company’s staff can work from home “forever” but Reed Hastings, the founder of Netflix, says home-working is “a pure negative”.In The Economist’s view, Germany might provide a clearer indication of what lies ahead:> The best available guide is from countries where the virus is under control. There the picture is of an “optional office”, which people attend, but less frequently. In Germany, for example, 74% of office workers now go to their place of work, but only half of them are there five days a week, according to surveys by Morgan Stanley. The exact balance will depend on the industry and city. In places with easy commutes more workers will go to the office; megacities with long, expensive journeys may see fewer.But:> There is a risk that over time a firm’s social capital erodes, creativity flags, hierarchies ossify and team spirit fades, as Mr Hastings fears. The answer is more targeted staff interactions, with groups gathering at specific times to refresh friendships and swap information. New technologies that “gamify” online interactions to prompt spontaneity may eventually supersede the stilted world of Zoom.“Targeted staff interactions.” Group gatherings to “refresh friendships and swap information.” Gamifying “online interactions to prompt spontaneity.” Suddenly, a new vision of hell, presided over by David Brent from the U.K.’s The Office, comes into view. Count me a little skeptical.In yesterday’s Note I also added that, for all my belief that the death of the office had been overstated, “we could see a future where much more employment is transformed into, essentially, piecework from home”. But that, I argued, was “a dystopia for another day.”That’s so, in my view, but I couldn’t help noticing this from Business Insider today:> Payments company Stripe has reportedly started offering a new deal to its employees based in major cities: move out of New York, Seattle, or the Bay Area and take a pay cut — but also receive a $20,000 bonus.> > That's according to a report from Bloomberg's Anders Melin, who reported that Stripe employees may see as much as a 10% cut to their base salary for relocating, and that the offer will be available to anyone who decides to move before the end of 2020.> > A spokesperson for Stripe did not immediately respond to Business Insider's request for comment.> > Several other tech companies have started examining employee pay as more workers leave expensive cities like San Francisco for places with a lower cost of living and more space. Software company VMware, which has said its employees may work remotely on a permanent basis, has decided to reduce the salaries of those who have moved to less expensive cities by as much as 18%, according to a recent Bloomberg report.Hmmm…-- A.S.Around the WebThe elusive V (continued)…> Yelp on Wednesday released its latest Economic Average Report, revealing business closures across the U.S. are increasing as a result of the coronavirus pandemic’s economic toll.> > As of Aug, 31, 163,735 businesses have indicated on Yelp that they have closed. That’s down from the 180,000 that closed at the very beginning of the pandemic. However, it actually shows a 23% increase in the number of closures since mid-July.> > In addition to monitoring closed businesses, Yelp also takes into account the businesses whose closures have become permanent. That number has steadily increased throughout the past six months, now reaching 97,966, representing 60% of closed businesses that won’t be reopening.> > “Overall, Yelp’s data shows that business closures have continued to rise with a 34% increase in permanent closures since our last report in mid-July,” Justin Norman, Yelp’s vice president of data science, told CNBC.Argentina’s neo-Peronist government is increasing its efforts to keep dollars in the country:> “It’s a negative signal mostly because it shows desperation,” said Alejo Costa, chief Argentina strategist at BTG Pactual in Buenos Aires. “When under pressure, they double down on restrictions and financial repression.”> > The measures announced by the government of President Alberto Fernandez are similar if not more restrictive than those implemented by Cristina Fernandez de Kirchner, currently his vice president, during her second mandate in the past decade.> > Going forward, Argentines seeking to purchase dollars for savings will need to pay a new 35% tax on top of the previous 30% so-called solidarity tax, and they’ll still be limited to buying no more than $200 a month. The extra levy will also affect credit-card purchases in dollars.> > The central bank also asked the country’s securities regulator to raise the minimum holding period on dollar assets received from abroad to 15 working days. The holding period, known locally as “parking,” will no longer be required for sales of dollar-denominated assets that settle in local currency.> > Fernandez’s administration is seeking to reduce the gap between Argentina’s official exchange rate -- where $1 fetches about 75 pesos -- and that on the black market, where a dollar costs about 130 pesos. The previous restrictions weren’t enough to shore up dollar reserves, which Credit Suisse estimates have dwindled to a net $6 billion.The peso’s collapse against the “Blue Dollar” (dólar blue) (the free market price of the dollar) as traded on the street or in a not entirely respectable forex shop (cueva) has been remarkable. The official price of the peso has moved from around 60 to the dollar at the end of 2019 to about 75 today. Meanwhile the Blue Dollar has moved from about 70 to some 145 today.This isn’t going to end well.Amazon, flying high…> The airline industry may be reeling from the coronavirus pandemic, but Amazon’s air cargo business has rapidly accelerated in recent months.> > Between May and July, Amazon added nine planes to its Amazon Air fleet, “the most it has added over a three-month span since its inception,” said the report issued Thursday by DePaul University’s Chaddick Institute for Metropolitan Development.> > “Amazon Air expanded rapidly during summer 2020, a period otherwise marked by sharp year-over-year declines in air-cargo traffic,” the report states.> > Amazon Air now includes about 70 planes and the fleet is expected to grow to more than 80 by 2021, Amazon said in June. That’s up from the 50 planes it counted in February 2019.> > Amazon’s air fleet, launched in 2016, is a critical part of its push to provide one- and two-day delivery. The company still relies on outside carriers for a significant share of its deliveries, but it has gradually moved more of its logistics operations in-house, allowing it to better control costs and delivery speeds. Analysts believe Amazon’s air fleet, combined with its massive network of airplanes, truck trailers and vans, could one day position it to rival UPS and FedEx…Random WalkTech has powered the U.S. economy in recent decades, but numerous observers have questioned the rate of technological progress. Robert Gordon, Peter Thiel, and Tyler Cowen, among others, have noted a decline in the returns to scientific research. Meanwhile, tech has lost its “disruptive” ethos as a handful of companies has come to dominate the market. Indeed, the rate of startup formation has significantly declined since the late 1990s.One theory is that science is simply becoming harder. The corpus of scientific knowledge is now so large that small teams are increasingly unlikely to make a dent. A recent NBER working paper lends credence to this theory:> We argue and find that an increasing burden of knowledge also leads to fewer high-tech high-opportunity startups. We argue and find that it also leads PhDs to amass greater work experience before becoming a founder, to shoulder more R&D tasks as founders, and not being rewarded for that extra work. Working for existing firms has, therefore, become considerably more attractive…> > We find that the number of different R&D tasks has increased more for founders than for workers. And the returns to experience have increased over time for founders but not for workers, highlighting the increasing need for a single person––the founder––to cope with the burden of knowledge in startups. Workers at established firms have, instead, comfortably narrowed their span of control, employed more people indirectly under their control to support their work, and kept administrative duties low.-- D.T.To sign up for the Capital Note, follow this link.

    Welcome to the Capital Note, a newsletter about business, finance and economics. On the menu today: semiconductors, social distancing & scientific stagnation.NvidiaMoore’s Law, according to which computing power doubles roughly every two years, has long been the backbone of technological innovation. Smartphones and lightweight laptops were made possible by the steady downsizing of microchips, and, more recently, computationally intensive artificial intelligence-algorithms have gained widespread use thanks to advances in computing power.While Gordon Moore was referring to central processing units (CPUs), the growth in computing power over the past decade has been driven by graphics processing units (GPUs). Initially intended for graphics-intensive games, GPUs now have the processing power needed for a wide range of AI applications and have thus displaced older chip technologies.Naturally, the two GPU producers — Nvidia and AMD — have profited handsomely.Now, Nvidia has agreed to a $40 billion purchase of Arm Holdings, a British chip designer owned by Softbank. Arm designs smartphone processors for Apple, Samsung, and a number of chipmakers.The deal amounts to a coup in the ever-important microchip industry, as a dominant manufacturer will have its hands on the processor designs used by numerous competitors.In a letter to the Financial Times, Arm’s founder objected to the deal:> Firstly, it will lead to inevitable job losses in Cambridge, where 2,500 people are employed, as the HQ will move to Silicon Valley. Nvidia bought the Bristol-based company Icera in 2011 and subsequently in 2015 sacked all 300-plus UK-based staff.> > Secondly, it will destroy Arm’s neutrality and even-handedness to over 500 licensees all over the world, including European companies which are competitors of Nvidia.> > Thirdly, it will make Arm a division of an American company to which the US Cfius regulations apply. This means that the American president can decide which companies Arm is allowed to sell to worldwide. This raises the vital issue of technology sovereignty which the UK and Europe have suffered from for many years.It remains to be seen how British regulators will respond. The French government recently stepped in to bail out LVMH of its acquisition of Tiffany; Downing Street could follow suit to protect one of its national champions in tech.In any event, Arm will change hands in the near future. After the ill-fated WeWork IPO, Softbank needs the cash.-- D.T.Work from HomeIn yesterday’s Capital Note, I wrote how JP Morgan Chase had found that working from home came with a productivity cost, notably (mysteriously!) on Mondays and Fridays.What I didn’t add (but could have) was that the bank had told senior employees in its sales and trading operation that they and their teams must return to the office by September 21.Not long after I had written that, this was revealed (via ABC):> A number of JPMorgan Chase traders have been sent home after employees tested positive for COVID-19, less than a week into the bank's push to start bringing its workers physically back into the office.> > JP Morgan has been “managing individual cases (of employees testing positive) across the firm over the course of the last few months and following appropriate protocols when they occur," bank spokesman Brian Marchiony said Tuesday. He declined to say how many had tested positive.> > New York-based JPMorgan has been insisting its traders and senior management return to their physical offices, setting a required start date of Sept. 21.> > President Donald Trump last week tweeted congratulations to the bank for its push, saying that it was ordering “everyone BACK TO OFFICE.” JPMorgan, however, never had plans to reopen its entire office or return all workers to a physical location.> > Marchiony declined to say whether JPMorgan would continue its push to reopen the offices or what percentage of its workforce of about 257,000 was now working physically in branches and offices.Looking at the details of the story, it involves positive tests “over the course of the last few months,” so, presumably, from a period largely preceding the more general “back to the office” instruction, which, of course, doesn’t formally take effect until September 21, although doubtless it will have been anticipated by quite a few staff.I suspect that this is what the new normal will look like for a while. People will start returning to work in greater numbers, and while companies will (for reasons of self-interest and, I would hope, more) have a strong reason to take steps to protect their employees, there will, in the end, only be so much that can be done. There are going to be outbreaks from time to time, which will then have to be managed.This is what working with the coronavirus is going to have to look like. Shutting down large swaths of the economy until a vaccine is widely available is not a viable option, and working from home will, in many cases, prove increasingly impractical for business as time goes by.Meanwhile The Economist has taken a look at the future of the office. Some of the data are interesting:> Some 84% of French office workers are back at their desks, but less than 40% of British ones are. Jack Dorsey, the head of Twitter, says the company’s staff can work from home “forever” but Reed Hastings, the founder of Netflix, says home-working is “a pure negative”.In The Economist’s view, Germany might provide a clearer indication of what lies ahead:> The best available guide is from countries where the virus is under control. There the picture is of an “optional office”, which people attend, but less frequently. In Germany, for example, 74% of office workers now go to their place of work, but only half of them are there five days a week, according to surveys by Morgan Stanley. The exact balance will depend on the industry and city. In places with easy commutes more workers will go to the office; megacities with long, expensive journeys may see fewer.But:> There is a risk that over time a firm’s social capital erodes, creativity flags, hierarchies ossify and team spirit fades, as Mr Hastings fears. The answer is more targeted staff interactions, with groups gathering at specific times to refresh friendships and swap information. New technologies that “gamify” online interactions to prompt spontaneity may eventually supersede the stilted world of Zoom.“Targeted staff interactions.” Group gatherings to “refresh friendships and swap information.” Gamifying “online interactions to prompt spontaneity.” Suddenly, a new vision of hell, presided over by David Brent from the U.K.’s The Office, comes into view. Count me a little skeptical.In yesterday’s Note I also added that, for all my belief that the death of the office had been overstated, “we could see a future where much more employment is transformed into, essentially, piecework from home”. But that, I argued, was “a dystopia for another day.”That’s so, in my view, but I couldn’t help noticing this from Business Insider today:> Payments company Stripe has reportedly started offering a new deal to its employees based in major cities: move out of New York, Seattle, or the Bay Area and take a pay cut — but also receive a $20,000 bonus.> > That's according to a report from Bloomberg's Anders Melin, who reported that Stripe employees may see as much as a 10% cut to their base salary for relocating, and that the offer will be available to anyone who decides to move before the end of 2020.> > A spokesperson for Stripe did not immediately respond to Business Insider's request for comment.> > Several other tech companies have started examining employee pay as more workers leave expensive cities like San Francisco for places with a lower cost of living and more space. Software company VMware, which has said its employees may work remotely on a permanent basis, has decided to reduce the salaries of those who have moved to less expensive cities by as much as 18%, according to a recent Bloomberg report.Hmmm…-- A.S.Around the WebThe elusive V (continued)…> Yelp on Wednesday released its latest Economic Average Report, revealing business closures across the U.S. are increasing as a result of the coronavirus pandemic’s economic toll.> > As of Aug, 31, 163,735 businesses have indicated on Yelp that they have closed. That’s down from the 180,000 that closed at the very beginning of the pandemic. However, it actually shows a 23% increase in the number of closures since mid-July.> > In addition to monitoring closed businesses, Yelp also takes into account the businesses whose closures have become permanent. That number has steadily increased throughout the past six months, now reaching 97,966, representing 60% of closed businesses that won’t be reopening.> > “Overall, Yelp’s data shows that business closures have continued to rise with a 34% increase in permanent closures since our last report in mid-July,” Justin Norman, Yelp’s vice president of data science, told CNBC.Argentina’s neo-Peronist government is increasing its efforts to keep dollars in the country:> “It’s a negative signal mostly because it shows desperation,” said Alejo Costa, chief Argentina strategist at BTG Pactual in Buenos Aires. “When under pressure, they double down on restrictions and financial repression.”> > The measures announced by the government of President Alberto Fernandez are similar if not more restrictive than those implemented by Cristina Fernandez de Kirchner, currently his vice president, during her second mandate in the past decade.> > Going forward, Argentines seeking to purchase dollars for savings will need to pay a new 35% tax on top of the previous 30% so-called solidarity tax, and they’ll still be limited to buying no more than $200 a month. The extra levy will also affect credit-card purchases in dollars.> > The central bank also asked the country’s securities regulator to raise the minimum holding period on dollar assets received from abroad to 15 working days. The holding period, known locally as “parking,” will no longer be required for sales of dollar-denominated assets that settle in local currency.> > Fernandez’s administration is seeking to reduce the gap between Argentina’s official exchange rate -- where $1 fetches about 75 pesos -- and that on the black market, where a dollar costs about 130 pesos. The previous restrictions weren’t enough to shore up dollar reserves, which Credit Suisse estimates have dwindled to a net $6 billion.The peso’s collapse against the “Blue Dollar” (dólar blue) (the free market price of the dollar) as traded on the street or in a not entirely respectable forex shop (cueva) has been remarkable. The official price of the peso has moved from around 60 to the dollar at the end of 2019 to about 75 today. Meanwhile the Blue Dollar has moved from about 70 to some 145 today.This isn’t going to end well.Amazon, flying high…> The airline industry may be reeling from the coronavirus pandemic, but Amazon’s air cargo business has rapidly accelerated in recent months.> > Between May and July, Amazon added nine planes to its Amazon Air fleet, “the most it has added over a three-month span since its inception,” said the report issued Thursday by DePaul University’s Chaddick Institute for Metropolitan Development.> > “Amazon Air expanded rapidly during summer 2020, a period otherwise marked by sharp year-over-year declines in air-cargo traffic,” the report states.> > Amazon Air now includes about 70 planes and the fleet is expected to grow to more than 80 by 2021, Amazon said in June. That’s up from the 50 planes it counted in February 2019.> > Amazon’s air fleet, launched in 2016, is a critical part of its push to provide one- and two-day delivery. The company still relies on outside carriers for a significant share of its deliveries, but it has gradually moved more of its logistics operations in-house, allowing it to better control costs and delivery speeds. Analysts believe Amazon’s air fleet, combined with its massive network of airplanes, truck trailers and vans, could one day position it to rival UPS and FedEx…Random WalkTech has powered the U.S. economy in recent decades, but numerous observers have questioned the rate of technological progress. Robert Gordon, Peter Thiel, and Tyler Cowen, among others, have noted a decline in the returns to scientific research. Meanwhile, tech has lost its “disruptive” ethos as a handful of companies has come to dominate the market. Indeed, the rate of startup formation has significantly declined since the late 1990s.One theory is that science is simply becoming harder. The corpus of scientific knowledge is now so large that small teams are increasingly unlikely to make a dent. A recent NBER working paper lends credence to this theory:> We argue and find that an increasing burden of knowledge also leads to fewer high-tech high-opportunity startups. We argue and find that it also leads PhDs to amass greater work experience before becoming a founder, to shoulder more R&D tasks as founders, and not being rewarded for that extra work. Working for existing firms has, therefore, become considerably more attractive…> > We find that the number of different R&D tasks has increased more for founders than for workers. And the returns to experience have increased over time for founders but not for workers, highlighting the increasing need for a single person––the founder––to cope with the burden of knowledge in startups. Workers at established firms have, instead, comfortably narrowed their span of control, employed more people indirectly under their control to support their work, and kept administrative duties low.-- D.T.To sign up for the Capital Note, follow this link.


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  • 27/27   John Grandizio Promoted to Assistant Market Head of UBS Greater Florida
    TECHNOLOGY TOPIC NEWS

    UBS Wealth Management USA is proud to announce the promotion of John Grandizio to Assistant Market Head of UBS's Greater Florida market. He is responsible for leading business development efforts and working collaboratively with over 325 UBS team members to serve clients between Naples and Jacksonville, Fla.

    UBS Wealth Management USA is proud to announce the promotion of John Grandizio to Assistant Market Head of UBS's Greater Florida market. He is responsible for leading business development efforts and working collaboratively with over 325 UBS team members to serve clients between Naples and Jacksonville, Fla.


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